Open an new sheet from 500x500 pix.

2

Foreground color afafaf and background color on black

3* Flood fill with black
4

 Copy from scrapkit2_psp4you, verloop_psp4you and paste as new layer
 Opacity on 50

5

Copy from scrapkit2_psp4you, krantpaper_psp4you
and paste as new layer
Image resize 70% all layers not checked
Opacity on 21

6

 Copy from scrapkit2_psp4you, back_smoke_psp4you
and paste as new layer
opacity on 31 - flip

7

 Open jet-woman4-juli-2008 and copy and paste as new layer
Image - resize 75% all layers not checked 
Drop shadow 5-5-40-60-white
Slide her to the left under against the edge
See my Image for placement

8

Copy from scrapkit2_psp4you, kettingrand2_psp4you
Paste as new layer and slide to the left 

9

Copy from scrapkit2_psp4you, kettingrand1_psp4you
Paste as new layer and place under
Pull this layer under the woman layer
Activate the top layer

10

Copy from scrapkit2_psp4you, bloem_wit_psp4you
Paste as new layer and slide in the upper corner, luminante
duplicate this layer 4x and slide them under each other
Make sure your top layer is activated and merge down 4x, so you only have 1 raster layer with flowers  Opacity on 59

11

Activate erazortool with these settings :
Shape round,
Size 21,
Hardness 100,
step 32,
Density 100,
Thickness 100,
rotation 0 and opacity on 50.
Activate raster 6 and erase the part from the chain on the flower.

12

 Activate your top layer and copy from scrapkit2_psp4you, knopspeld1_psp4you
and paste as new layer
Image - risize 50%
Free rotate left 25 see my Image for placement

13

Copy from scrapkit2_psp4you, zilverbal1_psp4you
Paste as new layer and place under to the right.
Duplicate - Flip - Merge down

14

Open tube  naaisteken
copy and paste as new layer
Free rotate 90 left
and place between the silver balls 
Pull this layer under the silver balls. .

15

Activate top layer
Copy from scrapkit2_psp4you, verloop_psp4you
and paste as new layer
Image - resize 20% all layers not checked
Slide to upper right 
See my Image for placement  Opacity on 91

16

Inner bevel
Bevel 2
Width 8
Smoothness 35
Depth 4
ambience 2
Shininess 37
Color white
Angle 315
intensity 30
Elevation 53

16

Activate selection rectangle and select the gradient you have just made

17

Copy from scrapkit2_psp4you, bloem_wit_psp4you
back to your image
New raster layer - paste into selection - select none - Layers - merge down

18

Copy fromscrapkit2_psp4you, sluitstuk1_psp4you
and paste as new layer
Free rotate 90 right
Slide up
duplicate and move a little to the right
See my image for placement
Layers - Merge down

19

Activate text tool and choose a font of your choice
I used Ariel color white size 20
type your text I love Flowers
And give it a nice place

20

Copy from scrapkit2_psp4you, tekst_psp4you
and paste as new layer
Image - resize 40%
Effects - Edge effects - Enhance
Free rotate 30 left
Slide it under your text or an other nice place off your choice

21

New raster layer and add your watermark
Layers - Merge - merge all (flatten)